Can I Still Obtain a Loan Modification If I'm In Foreclosure?

March 10, 2012
By David Goldman on March 10, 2012 8:29 AM |

Jacksonville Foreclosure Defense TeamMany homeowners who are behind on their mortgage and are in Foreclosure mistakenly assume they have no options left. They reside themselves to the fact their home will be taken from them. But this is not always the case. Homeowners can still apply for and be approved for a loan modification even after being served with a Foreclosure Complaint.

If a Foreclosure action has already been filed against you, it may be easier to now obtain a modification. Why? When you fell behind on your mortgage payment, you probably tried to obtain a modification to no avail. You are also all too familiar with the difficulty of the process. Financial documents may have been submitted over and over again but never actually received by your lender.

While in Foreclosure, a Jacksonville Foreclosure Defense Attorney maybe now able to help you obtain that modification. By retaining a Jacksonville Foreclosure Defense Attorney to simultaneously defend the Foreclosure and seek a Modification, a Jacksonville Foreclosure Defense Attorney maybe able to speak directly with your lender's attorney, submit the loan modification application directly, and continuously follow-up. Having a Jacksonville Foreclosure Defense Attorney speaking directly with your lender's attorney may make all the difference in obtaining the modification you want.

If you are currently in Foreclosure and want to obtain a Loan Modification in order to keep your home, contact a Jacksonville Foreclosure Defense Attorney today for a complimentary consultation. Just because you are already in Foreclosure does not have to mean there are no options left. A Jacksonville Foreclosure Defense Attorney may also be able to help you obtain a Deed-In-Lieu. Each situation is unique and an experienced Jacksonville Foreclosure Defense Attorney may be able to help you choose the right path for you.