If foreclosure is imminent, you may not want to go to mediation without a Jacksonville Foreclosure Defense Attorney who is experienced in Florida foreclosure defense. Florida's Supreme Court has instituted a statewide "managed mediation" program. In the past, the referrals to the foreclosure mediation program were primarily done after the filing of a foreclosure lawsuit.
In Jacksonville and around Florida, there is a new movement to have a "pre-suit mediation" with the homeowner. If this is done prior to the foreclosure being filed against a borrower, you will not be offered a second mediation through Florida's managed mediation program after the foreclosure is filed.
Your lender/servicer is required to provide specific information to the "program administrator" prior to mediation whether it is before or after the filing of the Florida Foreclosure lawsuit. IN MOST CASES THE BANKS ARE FAILING TO DO THIS. Don't allow your lender/servicer to lead you down the mediation path without consulting with a Jacksonville Foreclosure Defense Lawyer . If you behind in your payments or expect a foreclosure, contact a Florida Foreclosure Defense Attorney to discuss your circumstances.
